find a mortgage

Find a Mortgage

We use a tried and tested system for finding you the best mortgage

At the heart is a fact-find which gathers information regarding all relevant aspects; the property, your income, your outgoings, your current commitments and your assets

We extract the relevant data which enables us to focus on those deals that are available to you

How much does this cost?

Assuming your mortgage is at least £100k, it's absolutely free of charge

We will receive a fee from the lender 

We strongly recommend that you fill in our Enquiry form so that we can check your eligibility

Applying through Mortgages Direct is quick, convenient and secure 

Remember we don't charge any Broker fees providing your mortgage is over £100k

Why use a Mortgage Broker

The Benefits of Professional Guidance

Securing a mortgage is one of the most significant financial decisions you can make. With the many options available in the market, finding your way through the complexities of mortgage products can be overwhelming. This is where we can help. 

Employing the services of Mortgages Direct can make the journey towards homeownership smoother and more rewarding. Here are several compelling reasons why enlisting the expertise of a mortgage broker is advantageous:

1. Expertise and Guidance:

Mortgage brokers are seasoned professionals with in-depth knowledge of the mortgage industry. They possess a comprehensive understanding of various mortgage products, interest rates, and lender requirements. With our expertise, we can provide personalized guidance tailored to your specific financial situation and homeownership goals. Whether you're a first-time buyer, a seasoned investor, or seeking to refinance, we can offer invaluable insights to help you make informed decisions.

2. Access to a Wide Range of Lenders:

Unlike banks and traditional lenders, mortgage brokers have access to a large network of lending institutions, including Banks, Building Societies, and private lenders. This extensive network allows us to shop around on your behalf, seeking out the most competitive mortgage rates and terms available in the market. By leveraging our connections, we can help you secure favourable loan options that align with your financial objectives.

3. Time and Convenience:

No two people are exactly the same and there may well be some issues that need special consideration

Finding the right mortgage product can be a time-consuming process, involving numerous meetings with different lenders and extensive paperwork. We streamline this process by handling the research, negotiations, and paperwork on your behalf. We save you time and hassle by presenting you with suitable loan options, guiding you through the application process, and ensuring all necessary documentation is in order. This frees you up to focus on other aspects of your home buying journey.

4. Personalized Financial Advice:

We act as your advocate throughout the mortgage process, offering personalized financial advice and solutions tailored to your individual needs. We take the time to understand your financial situation, long-term goals, and risk tolerance before recommending suitable mortgage options. Whether you require assistance with budgeting, credit improvement, or debt management, we can provide valuable advice to help you achieve your homeownership aspirations.

By having a Broker in your corner, you reduce the risk of something going wrong

In conclusion, employing a mortgage broker offers numerous benefits that can greatly enhance your home buying experience. From expert guidance and access to a wide range of lenders to personalized advice and negotiation prowess, a broker adds value at every step of the mortgage journey. If you're considering purchasing a property or refinancing an existing mortgage, entrusting the expertise of a mortgage broker is a wise decision that can save you time, money, and stress in the long run.